Why Offer Group Life Insurance?

Group life insurance is sometimes an overlooked employee benefit. However, group life insurance is a vital benefit especially for employees that have little or no access to personal life insurance in the open market. Employees are able to obtain “guarantee issue” policies up to specified amounts that can make a tremendous difference in their family planning. With affordable rates and generous benefit provisions, we believe agents should always offer life insurance to their clients.

Plan Highlights

• Guarantee Issue

  Employer sponsored plans are all guarantee issue. Employees can also choose voluntary plan options with guarantee issue amounts of $50,000 or $100,000 depending on their group size.

• Dependent Coverage

  There are coverage options for an employee’s dependent children. Amounts of $2500, $5000, and $10,000 are available at one rate to cover all children in a family.

• Portability

  If an employee leaves employment for any reason they can keep their coverage in force at the same low rates.